Papers stuffed in drawers. File cabinets in disarray. Stacks of newsletters and other paperwork lying around. Does this sound like your office or financial junk drawer?

Now is a great time to get organized. Here are three simple steps to help get your finances in order before the end of 2020.



Lay it All Out

Getting on track begins by examining what you have and then determining what you may need to consolidate.

Begin by taking a look at something that is often overlooked: Your insurance. Do you need less insurance or more of it? It is critical to safeguard your family and your assets and think about how to protect your legacy.



Examine the Darkest Corners

Many have taken a “set it and forget” approach to retirement savings. We have allowed 401(k) accounts from old jobs to linger. It is time to take a closer look and answer some important questions: Are you saving enough? Are you invested correctly? Are you assuming more risks than needed, or letting fear hinder your returns?

It is time to update, consolidate and take action.



Get Started and Ask for Help

Becoming organized may feel like a chore, but it is time well spent for you and your family. The hardest part is taking the first step, but it gets easier when we do it together. Call or email to get started.

Who do you know that may benefit from a financial clean up? Feel free to forward this email to family members, friends or colleagues and we can all begin 2021 with a fresh financial start.