For the Death Benefit:

• To replace earning power at death
• To pay for cash needs that arise at death

As a Disciplined Savings Program*:

• To help pay for educational costs
• To supplement retirement income
• To take advantage of business opportunities
• For Financial Emergencies

Because of the Risk of Waiting:

• To replace earning power at death
• To pay for cash needs that arise at death

For the Tax Advantages:

• Death proceeds are received free of income tax
• Cash value accumulations are tax deferred
• Cash value loans or withdrawals* are free of tax, as long as the policy stays in force
• Accelerated death benefits are received free of income tax

In Recognition of Personal Responsibility to:

• Family
• Banker
• Mortgage company

For the Flexibility:

• Benefits may be available regardless of whether the policyowner lives, quits, dies or becomes disabled
• Life insurance is portable; benefits are not lost due to job changes

* Withdrawals and loans will reduce the policy’s death benefit and cash value available for use.

Please call us here at Northeast Financial Strategies for an appointment if we can assist in evaluating your life insurance needs. Remember, September is LIFE INSURANCE AWARENESS MONTH!

In addition to meeting lots of new people and seeing our old friends, we gave out nearly 400 Wrentham T-Shirts, put temporary tattoos on kids of all ages and had a FREE Raffle for some great prizes from lots of local businesses! We thank them all for their support and generosity!!

Here is the listing of the raffle winners:

FREE Income Tax Preparation from NFS
Kim Buckman of Wrentham

$50 Gift Certificate to Cafe Assisi
Tracy Sylven of Wrentham

$50 Gift Certificate to Commonwealth BBQ
Dennis Monty of Wrentham

30 Minute Massage, Cranialsacral or Reiki at Be Well Therapeutics
Bonnie Manning of Wrentham

$10 Gift Certificate to Town Pizza Wrentham
Lauren Torrey of Wrentham

Free Oil Change at Bill’s Automotive
Jeannie Riedel of Wrentham
Daniel Dow of Plainville
Jolene Beauregard of Wrentham

$25 Gift Certificate to Dance & Beyond
Rachael Anderson of Wrentham

Callie & Jimbo

Callie loves Wrentham Day

Team Wrentham T-Shirt

Our Booth

2014 Raffle Prize Board

A Player from Team NFS in Wrentham Youth Soccer stopped by

wrentham bookkeeping, wrentham day, wrentham day 2014, wrentham financial planning, wrentham insurance, wrentham payroll, wrentham quickbooks, wrentham tax, wrentham tax prep, 

We will be setting up at Wrentham Day and have lots of fun for everyone…

FREE Wrentham T-Shirts while they last
FREE Temporary Tattoos for the kids
FREE Raffle including items like FREE Restaurant Gift Certificates, FREE Oil Changes, FREE Dance Classes, even FREE Income Tax Preparation!!

Everything at our booth is FREE and after you stop by to visit us, checkout the rest of Wrentham Day on the Town Common!

Here is a listing of all the FREE Prizes in our Raffle this year….

The sluggish economy continues to put financial strain on many of us. So it just makes sense to examine our budgets and look for ways to trim the fat from our monthly expenses and put more into savings, if possible.

That’s a great way to help stabilize your finances, but it’s also important that you have a financial safety net in place in case something were to happen to you. Life insurance is one of the few guarantees your family could rely on to maintain their quality of life if you were no longer there to provide for them.

There are 95 million adult Americans without life insurance, according to LIMRA, an insurance industry research group. The fact is, the vast majority of Americans need life insurance and, sadly, most people either have none or not enough. If someone depends on you financially, you need life insurance. It’s that simple.

September is Life Insurance Awareness Month, making it the perfect time to take stock of your life insurance needs. And there are three additional reasons why now is the best time to look into getting life insurance.

You’ll never be younger than you are now. While that may sound obvious, youth is on your side when it comes to life insurance. It makes good financial sense to get coverage when you’re young and healthy, as premiums are based on your age and health. For most policies, your premiums will be locked in at that rate over the life of the policy, and can’t be raised due to a change in your health status.

It’s affordable, with rates near historic lows. People overestimate the cost of life insurance by nearly three times, according to a recent study conducted by LIMRA and the LIFE Foundation, a nonprofit insurance education organization. In fact, life insurance rates remain near historic lows; the cost of basic term life insurance has fallen by nearly 50 percent over the past decade. For example, a healthy 30-year-old can buy a 20-year, $250,000 level-term policy for about $13 per month.

Life happens. One day life is going along smoothly, and the next, you’re thrown a curve ball. No one knows what the future holds. None of us expect to die prematurely, but the truth is roughly 600,000 people die each year in the prime of their lives. That’s why today is always the best day to take care of your life insurance needs.

Life Insurance Awareness Month is the ideal time for a life insurance review. I urge everyone to take a few minutes out of their busy schedules to make sure they have adequate life insurance protection.
Consumers can get a general sense of their life insurance needs by going to www.lifehappens.org/lifecalculator and using the online calculator offered by the LIFE Foundation. The next step should be to contact a local insurance professional, who can conduct a more comprehensive needs analysis and help you find the right products to fit your specific needs and budget.

Held each September, Life Insurance Awareness Month is an industry-wide effort that is coordinated by the nonprofit LIFE Foundation. The campaign was created in response to growing concern about the large number of Americans who lack adequate life insurance protection. Roughly 95 million adult Americans have no life insurance, and most with coverage have less than most insurance experts recommend. For more information on life insurance, visit LIFE’s website at www.lifehappens.org.

Call us at 800-560-4637 and we can help you through the entire life insurance process!