There may be a mistaken impression that, at death, your assets will automatically be distributed to your loved ones. Instead, several "unwanted heirs" may step forward FIRST for their share of your estate.These "unwanted heirs" can include:Federal Estate...

A survey from Extend Health reveals 75% of seniors on Medicare say the government health program is difficult to understand. Understanding Medicare and various coverage options can be confusing. In addition to signing up for original Medicare, seniors can purchase...

The following questions and answers provide information to same-sex domestic partners, same-sex individuals in civil unions and same-sex couples whose marriage is recognized by state law (for convenience, these individuals are referred to as “same-sex couples” and...

Summer has come to an end. Now that the hottest days, family vacations and back-to-school rush are behind us, it’s a great time to give some attention to your personal finances. Prepare for the coming months – and the holidays on the horizon – with these fall tips:Pay...

How often I recall the tale of the three toads...They decided to cross the road to a greener field on the other side,but were momentarily delayed by a deep rut in the auto tracks.Two toads hopped over the rut successfully,but the third misjudged the distance and fell...